Stamp Duty Calculator 2026 | Moneta Property Finance
Free Calculators

Stamp Duty Calculator

Instant SDLT estimates for England & Northern Ireland — including first-time buyer relief and the 5% investment surcharge.

HomeCalculatorsStamp Duty

Calculate your SDLT

£

2026 SDLT Rates

Standard

£0 – £125k0%
£125k – £250k2%
£250k – £925k5%
£925k – £1.5m10%
Over £1.5m12%

First-Time Buyer Relief

£0 – £300k0%
£300k – £500k5%
Over £500kStandard rates

Additional Property Surcharge

+5% added to each standard band. Applies to buy-to-let, second homes, and most company purchases.

Buying as an investor?

Stamp duty is just one cost. We help investors structure their purchase correctly — often saving far more than the SDLT itself through the right mortgage and ownership structure.

Explore BTL Mortgages →

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BTL Affordability & Stress Test
Bridging Finance Cost (coming soon)
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